{
  "ard_version": "0.1",
  "schema_version": "0.1",
  "updated_at": "2026-09-17T00:00:00Z",
  "site": {
    "name": "Minus To Free | ממינוס לחופש כלכלי",
    "url": "https://minustofree.com",
    "description": "ליווי והכוונה אישית לשיפור דירוג אשראי, יציאה ממינוס ובניית התנהלות פיננסית בריאה (ישראל, עברית/ערבית).",
    "languages": [
      "he",
      "ar",
      "en"
    ],
    "contact": {
      "email": "ziadnajebreel@gmail.com"
    },
    "jurisdiction": "IL"
  },
  "capabilities": {
    "mcp_servers": [
      {
        "name": "minus-to-free",
        "url": "https://minustofree.com/api/public/mcp",
        "transport": "streamable-http",
        "card": "https://minustofree.com/.well-known/mcp.json",
        "authentication": "none"
      }
    ],
    "a2a_agents": [],
    "openapi": [
      {
        "title": "Minus To Free public API",
        "url": "https://minustofree.com/openapi.json",
        "type": "application/vnd.oai.openapi+json"
      }
    ],
    "api_catalog": "https://minustofree.com/.well-known/api-catalog",
    "skills": "https://minustofree.com/.well-known/agent-skills.json",
    "skills_index": "https://minustofree.com/.well-known/agent-skills/index.json",
    "ai_catalog": "https://minustofree.com/.well-known/ai-catalog.json",
    "llms_txt": "https://minustofree.com/llms.txt",
    "sitemap": "https://minustofree.com/sitemap.xml",
    "auth": {
      "doc": "https://minustofree.com/auth.md",
      "oauth_protected_resource": "https://minustofree.com/.well-known/oauth-protected-resource",
      "openid_configuration": "https://minustofree.com/.well-known/openid-configuration",
      "issuer": "https://yigizbpqbnuukoaywmot.supabase.co/auth/v1"
    }
  },
  "skills": [
    {
      "id": "loan-calculator",
      "name": "Loan repayment calculator",
      "description": "Compute monthly payment, total paid and total interest for a loan.",
      "url": "https://minustofree.com/calculators/loan",
      "tags": [
        "finance",
        "loan",
        "calculator"
      ]
    },
    {
      "id": "prepayment-calculator",
      "name": "Early loan prepayment calculator",
      "description": "Estimate interest saved by prepaying part or all of a loan.",
      "url": "https://minustofree.com/calculators/prepayment",
      "tags": [
        "finance",
        "loan",
        "prepayment"
      ]
    },
    {
      "id": "mortgage-calculator",
      "name": "Mortgage calculator",
      "description": "Monthly mortgage payment by amount, term and interest rate.",
      "url": "https://minustofree.com/calculators/mortgage",
      "tags": [
        "finance",
        "mortgage"
      ]
    },
    {
      "id": "budget-calculator",
      "name": "Household budget planner",
      "description": "Build a monthly household budget and see healthy spending ranges.",
      "url": "https://minustofree.com/calculators/budget",
      "tags": [
        "finance",
        "budget"
      ]
    },
    {
      "id": "affordability-calculator",
      "name": "Can I afford it?",
      "description": "Check whether a planned purchase fits the user's financial situation.",
      "url": "https://minustofree.com/calculators/afford",
      "tags": [
        "finance",
        "affordability"
      ]
    },
    {
      "id": "credit-diagnosis",
      "name": "Credit situation questionnaire",
      "description": "18-question diagnostic questionnaire about the user's credit situation.",
      "url": "https://minustofree.com/diagnosis",
      "tags": [
        "credit",
        "questionnaire"
      ]
    },
    {
      "id": "article-library",
      "name": "Hebrew personal-finance article library",
      "description": "Read Hebrew guides about credit score, debt reduction, saving and budgeting.",
      "url": "https://minustofree.com/articles",
      "tags": [
        "content",
        "credit",
        "education"
      ]
    },
    {
      "id": "book-intro-meeting",
      "name": "Book an introductory meeting",
      "description": "Book a paid introductory meeting with the credit-score specialist.",
      "url": "https://minustofree.com/consult",
      "tags": [
        "booking",
        "contact"
      ]
    }
  ],
  "content_policy": {
    "search": "allow",
    "ai_input": "allow",
    "ai_train": "deny",
    "attribution_required": true,
    "terms": "https://minustofree.com/terms",
    "privacy": "https://minustofree.com/privacy"
  }
}